Mini Retirement Calculator
Work 6 years, take year 7 off — see how sabbaticals affect your retirement and what it costs you.
Your Details
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Sabbatical Schedule
35 years until retirement
5 sabbatical years taken
30 years actively working
Standard Path
$2,607,382
at retirement
Sabbatical Path
$1,569,091
at retirement
Retirement Gap
$1,038,292
39.8% less
How to Close the Gap
Save an extra $8,492/year during your 6 working years to fully offset the 5 sabbatical years and retire with the same balance.
That's $NaN/year total during working years ($NaN/month).
Portfolio Growth Over Time
- Standard Path
- Sabbatical Path
How it works: Every 7th year you take a full sabbatical — no contributions, and you withdraw $50,000 from savings to cover living expenses. Your investments continue to compound throughout.